For A New Thrift: Confronting the Debt Culture

For A New Thrift was jointly authored by a number of distinguished scholars and leaders from across the political spectrum. Targeted at policy-makers, the report examines America's current “debt culture” and explains how a “thrift ethic” can serve the aims of social reform. It points in particular to policies that might curb the most destructive practices of payday lenders, state lotteries, and the credit-card and gaming industries. David Brooks of the New York Times devoted a column to For A New Thrift, calling it "one of the most important think-tank reports you'll read this year."